If you purchase the first set of self-occupied housing and choose to use a commercial loan and the loan has not been paid off, you shall go through the formalities of withdrawing the housing provident fund. After the loan is issued and repaid normally for six months, it can be transferred to 1 time every three years (transferred to the bank savings account where the borrower agrees to repay), and the total amount of each withdrawal by the employees and their spouses shall not exceed the sum of the monthly repayment amounts due in the previous three years (36 installments) until the balance of commercial loans is settled. The amount of the first mortgage loan is calculated according to the sum of the monthly repayments of the previous actual repayment periods, but the maximum amount shall not exceed the sum of the monthly repayments of 36 periods. Information required for the city to withdraw housing provident fund to repay commercial loans: (1) Application Form for Repaying Commercial Housing Loans with Housing Provident Fund audited and sealed by the loan bank; (2) The original and photocopy of my ID card; (3) The original and photocopy of my housing provident fund deposit certificate (household registration book or joint card); (4) "Wuhan Housing Provident Fund Extraction Certificate" issued by the unit; (5) Original and photocopy of loan contract, mortgage contract, repayment savings passbook or card, bank repayment details, etc. in recent 3 years. Note: For the first withdrawal, employees must provide the personal credit report of China People's Bank issued by the deposit bank of the provident fund. Please take it.