4.35%-4.9%。 According to the provisions of the central bank, the interest of commercial loans:

Within six months, the interest rate is 4.35%;

Six months to one year, the interest rate is 4.35%;

For one to three years, the interest rate is 4.75%;

For three to five years, the interest rate is 4.75%;

For more than five years, the interest rate is 4.9%.