Buying a house in the eyes of real estate speculators is the best way to accumulate wealth. In the futures market, leverage is used to make money, and real estate speculation is also comparable. So how does the real estate speculators operate?
For example, a house of 100 square meter cost about 300,000 yuan in the Third Ring Road of a first-tier city 20 years ago. Now this house has risen to 6,543,800 yuan per square meter, and the house without any change needs to spend 300 million yuan. This gap is a dream that many people want to have. In the early days of housing sales, the state's policies and thresholds for real estate were not high. The down payment for a suite is only 20% or zero, and the rest are bank loans. At that time, there was no restriction on purchases and loans. When the house was delivered, it was already rented out. The rent is used to repay the monthly payment. After several years, house prices have gone up. Sell the present house at the market price and pay off the bank loan. The money left on hand is probably enough to pay the down payment for two or three suites, ok! Then buy three sets directly, just like you did in the suite. After the house price doubles, take the shot. Pay off the bank loan. The remaining funds on hand can pay the down payment for six or seven suites according to market conditions. In this process, the real estate market is getting higher and higher, and house prices are getting more and more expensive.
The state has also introduced corresponding policies to regulate, but the so-called? The Tao is one foot high and the devil is ten feet high? It is easy to limit purchases, and you can buy them anywhere. The down payment ratio has also increased. What does this have to do with real estate speculators? It is nothing more than buying ten sets and nine sets, and the rent is paid every month. However, house prices have doubled. After the house was sold, it was nothing more than paying back the bank loan to earn a little money, and the real big head was pocketed by the real estate speculators.
It is through this kind of leverage that a 300,000 house rose to 30 million 20 years ago. Simply put, it is through the practice of profit clearance that many real estate speculators earn a lot of money. This is also the main reason why the state has stepped up its crackdown on real estate speculators. So don't challenge the law.