When it comes to buying a house, people still have a lot of doubts in their hearts, but in fact, the key points in purchasing a house are nothing more than funds and location. If you find these two points clearly, there is a high probability that it will not happen. What is the problem? Many people are entangled between Yunnan and Hainan. The reason is that they do not understand the specific differences between the two regions. So the question is, what is the difference between buying a house and settling in Yunnan and settling in Hainan? What are the procedures for buying a house?

What is the difference between buying a house and settling in Yunnan and settling in Hainan?

Both places have beautiful natural scenery, and their economies are relatively less developed, but there are two most essential differences: First, climate. There is no doubt that Yunnan wins. The second is altitude. If you live in low altitude areas for a long time, it is better for your health. Hainan wins in this regard.

What are the procedures for buying a house?

1. The house purchase procedure requires subscription

When buying a house, you need to subscribe in advance. You need to confirm the property at the sales office - fill in the personal purchase information - sign the deposit contract - both parties sign and seal. - The buyer pays the deposit and keeps the receipt. Note that the advance payment at this step is a deposit, not a deposit. There is no clear definition of deposit in law. It usually means a loan paid in advance and there is no liability for breach of contract.

2. There is a contract for purchasing a house

When signing a contract for purchasing a house, you must bring the deposit receipt, personal ID, private seal, household register, and income certificate. The process is to sign the "Commercial Housing Purchase Contract" within the time limit specified in the deposit contract - both parties negotiate the contract - both parties sign and seal - the home buyer pays the down payment and saves it.

3. There are loan methods to choose from when buying a house

Choose a loan method. Commercial loans have lower application requirements and are more commonly used. Provident fund loans are a housing security system provided by the state for residents, and the application conditions are relatively more complicated.

4. The procedures for buying a house include applying for a loan

To apply for a loan, select the lending bank - determine the loan amount - provide the information required for the loan - sign the loan contract - after the real estate transaction is completed, the transaction is issued Proof of other rights - The bank receives the proof of other rights, the loan is transferred to the borrower's account, and the borrower repays the loan monthly.

5. The house purchase procedure includes house acceptance

The last step is house acceptance. Before moving in, check the house's "Residential Quality Guarantee", "Residential Instruction Manual" and "Complete Acceptance Record Form".

Understand the difference between buying a house and settling in Yunnan and settling in Hainan? What are the problems and situations involved in buying a house? There are still some differences between the two regions, but they are not that big. The key is what your personal requirements are. If this city meets your inner requirements, you must prefer the city you like better. Be optimistic about the difference. From now on, everyone needs to observe the process and procedures, so that if you follow the step-by-step process, buying a house will proceed smoothly.