If the credit card of the Postal Savings Bank is 20,000 yuan in installments, there is only a handling fee, and the rate of each installment is 0.6%, with no interest.

Monthly repayment next month or later: handling fee of 20000 x 0.6%+ principal of 20000÷12 =120+1666.67 =1786.67 yuan.

Postal savings credit card is a RMB credit card, which is a UnionPay standard card. It has all the functions and services of UnionPay standard credit card and can be used freely at home and abroad. The card is valid for three years and can be equipped with four supplementary cards.

China Postal Savings Bank Credit Card Application:

I. Conditions:?

1. China residents, foreigners living in China and compatriots from Hong Kong, Macao and Taiwan who need the applicant to be at least 18 years old, with full civil capacity and good credit standing can apply for a personal credit card master card with their valid identity documents. ?

2. Personal card holders can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct. The main cardholder can apply for cancellation of the supplementary card at any time. ?

3. Have a stable repayment ability. ?

Second, submit the certificate?

1, ID card; ?

2. Work certificate or income certificate;

3. Work phone, home phone and my mobile phone; ?

4. Tax payment certificate; ?

5. Proof of assets such as real estate and vehicles.

China Postal Savings Bank has developed very rapidly. From the beginning of its opening to the end of 20 10 and 10, China Postal Savings Bank has issued nearly 4 million loans nationwide, amounting to more than 230 billion yuan, with an average loan of about 59,000 yuan. China Postal Savings Bank issued150 billion yuan in rural areas at or below the county level.

Refer to Baidu Encyclopedia-Credit Card Staging