If you have applied for a personal commercial loan in China Bank, you can log in to Bank of China, Mobile Banking, Online Banking and Weizhong Bank to check the loan information under my name. Take mobile banking as an example, and enter the "Loan" module. The total balance of loan principal displayed at the top of the page is the sum of your remaining outstanding loan principal. If there are multiple loans, you can click on the balance to view the details. In addition, you can bring your valid identity documents to the loan processing outlets for enquiries.

The above contents are for your reference. Please refer to the actual business regulations.

How do I know how much is left in my loan?

If it is a bank loan, you can query it in the following ways:

1. Bring the ID card for handling the loan to the personal loan department of the loan bank, and ask the staff to help inquire about the remaining loan amount and the remaining repayment periods of the loan. Some can also provide detailed repayment plans, and the repayment amount of each period can be seen at a glance.

2. Log in to the bank's mobile banking, enter the loan column, click the loan to be queried, and the page will display the remaining loan amount, repayment period and other information.

How to find out how many loans are left?

Question 1: How to check the mortgage balance? Generally speaking, there are three inspection methods:

The first type: the lender can personally go to the loan department of the loan bank outlet with his ID card.

One of the biggest benefits of this is that the lender can not only inquire about the loan balance, but also ask the bank to help print the repayment schedule within one year after the inquiry, so that you can clearly understand the loan situation within one year.

The second type: query through online banking.

Lenders can check the loan balance without leaving home after opening online banking. Lenders can usually operate through the path of "personal loan"-"my loan"-"loan inquiry". This method is the simplest. Through online banking, you can not only query the loan balance, but also query the repayment records and other information.

The third type: through the bank customer service telephone inquiry.

Lenders can also call the customer service phone of the loan bank to inquire, but this method can only obtain the single information of the loan balance, and can't know the monthly repayment situation before and after.

Question 2: How can I find out how many loans I still have in the bank? If you apply for a loan through China Merchants Bank, you can log in to mobile banking, enter the main menu, and click Loan Management-Personal Loan Inquiry to view all the credit information of your personal loan (you can inquire about the remaining principal of the loan).

Question 3: The easiest way to know how much personal loan ICBC has left is to call the customer service hotline 95588 of the work bank, and then transfer to manual service according to the prompt, so that the manual can help you inquire.

Question 4: How to find out how much the loan has been repaid? One is to inquire about the handling bank, and the other is to inquire about the online bank. Online banking has personal loan options. You can check the loan after you go in and come out.

Question 5: How to check the loan balance and how much is left? Go to the goods department of your loan bank to apply for an inquiry. When inquiring, you should bring the original personal ID card, the original payment contract and the payment passbook. If you just want to inquire and don't want to repay immediately, you can apply for printing a repayment schedule within one year after the inquiry, and you can inquire about the repayment balance within one year.

Question 6: How to find out how much money is left in the loan? If you apply for a loan from China Merchants Bank, please go to cmbchina, the homepage of China Merchants Bank, click the option of Personal Banking Popular Edition on the right, enter the query password to log in, and then click the horizontal menu Loan Management-Personal Loan Query-Loan Query to find out the remaining principal of the loan.

Question 7: How can I find out how many loans I have in my name? There's no way to find out Credit cards and bank loans can bring my ID card to the local people's bank to make a detailed personal credit report, which contains the loan term, amount and repayment.

Question 8: How can I find out how much of my loan is still outstanding? After the general loan is approved, the bank will inform you to get the loan contract and print the repayment plan for one year. From now on, you can go to the department where you applied for a loan to get the repayment plan for that year, which contains information such as how much you should pay back each month and what month it is. When printing the repayment plan, you can ask about the loan balance and the remaining outstanding principal. Otherwise, you can also call your loan department to ask.

Question 9: How to find out how much the loan of China Bank has been repaid? You only need to bring your personal ID card to the customer department of China Bank to find a loan officer, and you can print the balance, total repayment amount and interest details. What are the conditions for buying a house loan in China Bank? The proportion of self-owned funds must reach more than 30% of the purchase price or the total investment of the project. The maximum loan amount is the maximum amount approved by the bank according to the developer's development experience and qualification. If a bank is a branch, its approval authority is definitely not as large as that of a branch, so the amount of direct approval is relatively limited. It is recommended to go directly to the tier-one branch or the head office to avoid a long approval process. The details are as follows: real estate development loan 1. Basic conditions of the loan (650 (2) Sound management system, good financial position and asset-liability ratio meeting the requirements of the lender; (3) Good credit and the ability to repay the loan principal and interest on schedule; (4) Opening a basic deposit account or general deposit account with the lender or its agency; (5) The accumulated amount of foreign equity investment of an enterprise as a legal person shall not exceed 50% of its net assets; When applying for medium and long-term loans, the proportion of the owner's equity of the new project enterprise as a legal person to the total investment required for the project shall not be lower than the proportion of investment project capital stipulated by the state. (6) The borrower shall go through the annual inspection formalities with the administrative department for industry and commerce; (7) There are guarantee measures approved by the lender; (8) The following conditions shall also be met when granting real estate development loans: 1. The borrower has obtained the land use right of the loan project; 2 loan projects have been included in the national or local housing construction and development planning, and the project documents are complete, true and effective; 3. The application purpose of the loan project is consistent with its function and can effectively meet the needs of the local housing market; 4. The project budget and construction plan of the loan project comply with relevant national and local regulations; 5. The total investment in the project budget of the loan project can meet the needs of additional budget due to inflation and unpredictability before the completion of the project; 6. The borrower's own funds to be invested in the loan project shall not be less than the prescribed proportion, and can be invested in the project construction before using the bank loan; (9) The unit housing loan shall also meet the following conditions: 1. The purchase of housing projects must be approved by the competent authorities and hold relevant supporting documents, so the project risk is small; 2. The proportion of self-owned funds must reach more than 30% of the purchase price or the total investment of the project; Second, the loan period and interest rate The loan period for real estate development is generally not more than 3 years. The loan interest rate shall be implemented in accordance with the relevant provisions of the People's Bank of China. Iii. Loan methods: Credit loans, secured loans (mortgage loans, secured loans) and discounted bills loans can be used to issue loans. Four. Loan procedures 1. When applying for a loan, the borrower shall fill in the loan application form in accordance with the provisions of the lender and provide relevant information according to the loan conditions and requirements put forward by the lender. 2. The lender shall complete the loan evaluation and review within three months from the date of receiving the loan application and relevant materials, and make a formal reply to the applicant. (3) When issuing real estate development loans, the borrower must handle effective construction insurance for the loan project; Where real estate is used as loan collateral, the borrower shall, before repaying all the principal and interest of the loan, insure the house accident insurance with the insurance company year by year according to the insured amount not less than the mortgage amount, and the insurance period shall be at least half a year longer than the loan period, and no conditions detrimental to the interests of the lender shall be attached. When granting loans, the lender shall sign a loan contract with the borrower. The loan contract shall stipulate the loan type, purpose, amount, interest rate, loan term, repayment method, rights and obligations of both borrowers and borrowers, liabilities for breach of contract and other matters that both parties think need to be agreed. For loans issued by way of guarantee, the lender shall strictly examine the legality, validity and reliability of the guarantee in accordance with relevant laws and regulations, and go through relevant procedures.