1. Bank loan: Self-employed individuals apply for a loan at the bank with relevant documents and materials. Usually, in addition to the general identity documents and bank accounts, self-employed individuals also need relevant tax payment certificates, business licenses and capital verification reports. And collateral, they can get a loan after the application is passed;

2. Online loan: Self-employed individuals log in to an online loan company in official website, upload relevant materials according to the requirements of the page and submit them for review. After the approval, they can get a loan.

Brief introduction of network loan

Online loan is a way to complete the whole process of loan through the Internet platform. The customer qualification evaluation in the form of online loan is all completed through the credit information system, which can comprehensively evaluate customers and issue loans after passing. However, due to the virtual nature of the network platform, the biggest guarantee is only credit, and both lenders and borrowers are prone to fraud or breach of contract. Moreover, due to the imperfect legal supervision provisions, some loan platforms have not been officially recognized, so there will be crimes of illegal fund-raising.