Brand model: Huawei P40
System version: HarmonyOS2.0.0
Application version: v 10.2.56
1. Open the login Alipay and click "Bao Yue" in the "My" interface.
Click "Bao Yue" on my "Interface".
2. Click "Repayment Manager" in the Bao Yue interface.
3. In the "repayment manager" interface, you can see mortgage repayment and car loan repayment. For example, select "car loan repayment" and click enter.
4. You can view it in the "Car Return Loan" interface.
Matters needing attention in automobile loan repayment:
1. Confirm whether the loan has been paid off in full.
The loan has been paid off, please don't relax and be happy too early. At this time, you should go to the bank to check whether your loan has been paid off in full. Because car loan repayment usually lasts for several years, some car owners may remember the wrong deadline, resulting in less or more than one or two months, which is not worth the candle.
2. Registration certificate
The old driver first said that after confirming that the loan has been paid off, the car owners should immediately take their ID cards to the 4S shop where they bought the car to get the registration certificate. This certificate is as important as the property right certificate of the house, which proves the ownership of the car. Therefore, the owner must take this certificate in his hand after repaying the loan.
3. Release program
If you want to own the car completely, this procedure must be handled. After paying off the loan, the owner needs to take the relevant documents, that is, the registration certificate mentioned above and the repayment information presented by the bank, and go to the relevant departments for decompression. Note that the right to prepare the vehicle really belongs to you only after this procedure is completed, and its importance is self-evident.
4. Change the car beneficiary
This is not clear to some car owners, but it is very important: when the owner's loan is not paid off, the first beneficiary of the car is the lending institution, that is, the bank, not the borrower himself! Therefore, after paying off the car loan, the owner should immediately go to the relevant institution to change the name of the first beneficiary to himself.
In fact, buying a car is the same as buying a house, and there are many procedures. Here, I hope that all car owners will be cautious in buying cars and ask more relevant questions to avoid losses.