Card-keeping means that professional card-keepers can use multiple pos to simulate the continuous consumption limit, and the consumption types are diversified, so that the bank system can detect the current strong credit card consumption, thus improving their credit limit. There is also a way to raise a card with a card, that is, by constantly running the credit card, using the money from the last credit card to repay the debt of the last credit card and trying to get funds from the bank.

What are the skills and methods of raising cards?

Cannot expire:

The first point of increasing the card amount is that it cannot be overdue. If it is overdue, it may become a black household. If there are too many credit cards, be sure to write down the billing date and repayment date of each card in the memo.

Debt should not be too much;

If the number of credit cards is too large, plus bank loans, online loans for credit reporting, etc. Banks will worry about your repayment ability, so it is much more difficult to apply for withdrawal.

First aid credit report:

Credit investigation is your facade and your first impression of the bank, which is very important. There are too many records of personal credit inquiry, which generally indirectly indicates that you are short of money recently. The reasons why banks actively inquire about your credit report are generally divided into "loan approval" and "post-loan management". Frequent inquiries usually indicate these risks. For example, if your financial situation is not good, you need to apply for multiple credit cards for turnover in a short time, and the same is true for online loans used for credit investigation. Therefore, if there are too many inquiry records on the credit information, the correct step is to improve the credit information first, and not to be more and more expensive.

Diversified consumption:

Spend more on different types of merchants, especially on some merchants with good credit, and try to diversify as much as possible, but it is best to control the time within the normal business hours of merchants. In this way, when you show your spending power, you can accumulate credit card points. Accumulating certain points can not only exchange gifts, but also help to increase the number of places.

How to pay by credit card installment?

The credit card installment payment method is as follows:

1. Handling of outlets:

Cardholders can bring their ID cards and credit cards to the business hall of the bank, apply to the staff for credit card installment payment, and then fill out the application form, and then they can handle it.

2. Customer service telephone handling:

The cardholder can call the customer service number of the credit card center, then connect to the manual service according to the prompt, and then tell the staff that they want to handle the credit card installment payment business, and provide the ID number and credit card as required.

3. WeChat processing:

Cardholders can pay attention to the official WeChat account of the credit card center on WeChat, and then find the installment payment entrance in the menu bar below WeChat.

(Operating environment: Apple 12 mobile phone, ios 14 system, WeChat version 8.0. 13)

4. Online banking:

Cardholders can log in to the issuing bank in official website, find the credit card column, select installment payment service, and then log in to their personal accounts.