What is the mortgage on the house? In fact, it refers to the redemption of all property rights of houses mortgaged in banks. Some people have not yet understood the mortgage procedures with the bank after paying off the loan, resulting in all the property rights of the house being mortgaged in the bank. You need to apply to the bank for cancellation of mortgage. Now I use the loan settlement certificate issued by the bank, and then I can go to the local housing transaction center to understand the mortgage procedures. What buyers need to pay attention to is that some banks need to make an appointment in advance for prepayment, so they should arrange their own time.