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Provident fund loans cannot be booked online.
Chongqing provident fund loans cannot be reserved online.

You can apply to the branches of the provident fund center.

Housing accumulation fund handling process:

1. Receive the registration form of housing provident fund application, the list of changes (supplementary payment) of housing provident fund remittance and payment, and the entrusted collection agreement of housing provident fund from the management department, and pay a certain proportion according to the policy.

2. Fill in the form of housing provident fund, affix the official seal of the unit, and you can go through the account opening procedures after the audit.

3. The general payment is to deposit the money into the account before 15 every month.

Chongqing provident fund loan can't be reserved?

You can also make an appointment by phone

Through the online business platform, you can make an appointment to handle the counter business of housing provident fund business outlets within 5 working days from the next day, and handle the loan business according to the appointment time (1 1 am), but you can't handle the online business within 2 working days.

If you want to repay the mortgage in advance, you can't make an appointment to make a complaint call.

1. Advance repayment appointment for commercial loans and mortgage loans: make an appointment by telephone, and the applicant calls the loan bank to inform that it needs to be repaid in advance. The applicant waits for the bank to arrange an appointment time and repay the bank according to the appointment time. The other is to go directly to the original loan management website, apply in writing as required, and handle partial or early repayment after approval by the bank.

2. Appointment for prepayment of provident fund loans: After one year of normal repayment, if it is necessary to prepay part of provident fund loans, it is necessary to bring the main lender's ID card, repayment account (and deposit it in cash), the first statement, the original loan contract, etc. Make an appointment in advance at the original loan bank.

Mortgage prepayment process

1. application

Generally, one month in advance, the borrower himself should submit a written application to the mortgage bank to see whether the mortgage bank agrees to repay the loan in advance, and handle the loan repayment business in advance according to the principle of negotiation or the individual purchase loan contract signed.

Step 2 prepare materials

Personal valid ID card, mortgage bank card, personal housing loan contract, etc. The mortgage bank may need to prepare a certain prepayment penalty when handling the loan settlement procedures. The specific expenses can be negotiated with the mortgage bank in advance or subject to the signed loan contract.

3. Bank approval

Submit the prepared materials and the written application form for prepayment to the bank for approval. After the approval, the remaining mortgage principal and prepayment penalty will be calculated. , you can make advance payment.

4. Handle mortgage cancellation and withdrawal.

That is, after paying off the mortgage in advance, the bank will cancel the mortgage of the house, mainly returning the relevant mortgage vouchers and documents that have been put in storage, such as real estate license and mortgage settlement certificate, to the borrower, and then the borrower will go through the mortgage cancellation procedures at the real estate mortgage office of the Housing Authority.

Commercial loan wants to apply for a loan, but it is impossible to make an appointment. What happened?

How to make an appointment for prepayment of mortgage? The appointment method is as follows:

1. Commercial loans: There are two ways to make an appointment for commercial loans. One is to make an appointment by telephone, and the applicant calls the loan bank to tell them that they need to repay in advance. The applicant waits for the bank to arrange an appointment time and repay the bank according to the appointment time. The other is to go directly to the original loan management website, apply in writing as required, and handle partial or early repayment after approval by the bank.

2. Provident fund loan: If you want to repay part of the provident fund loan in advance after one year of normal repayment, please bring the ID card of the main lender. Pay back the account (deposit cash). The latest bill. Original loan contract, etc. Make an appointment with the original loan bank in advance.

How to repay the mortgage in advance? The specific steps are as follows:

The first step is to specify the provisions of early repayment in the signed loan contract, paying special attention to the fact that a certain percentage of liquidated damages must be paid for early repayment.

Step 2: Call the loan center of the loan bank to find out the information of prepayment, and contact the salesman and account manager who handle the loan to discuss whether prepayment can be made and whether an appointment is needed.

It is worth noting that some banks' departments for prepayment are not in the same place as bank branches, so you must ask clearly before you leave, and at the same time make clear the information needed for prepayment.

The third step is to make an appointment. The way to make an appointment is to call in advance or repay directly to the executive department.

Step 4: Fill in the prepayment application form and submit the ID card, loan contract and other materials.

Step five, the borrower deposits the prepayment money, and the bank deducts it from the loan principal, and the operation is completed in a short time.

What should I do if I can't make an appointment for the Shanghai provident fund loan?

If you cannot make an appointment, you can continue to make an appointment. There is no other way, because there are too many people, and only some people can't do it.

Why can't I make an appointment for the provident fund?

Provident fund loan

You have already submitted it once, and you can't do it again.

. Or delete your previous one and re-operate. You can also make an appointment by phone