Li Zhe Loan is the first Internet product launched by Zhejiang Rural Credit Cooperatives. Mainly for farmers, individual industrial and commercial households, small and micro business owners. Many people want to apply for Li Zhe loan from Zhejiang Rural Credit Cooperative. What are the loan conditions of Li Zhe loan of Zhejiang Rural Credit Cooperative?
1. The applicant is 22 to 60 years old and has full capacity for civil conduct.
2. Applicants are farmers, individual industrial and commercial households, small and micro business owners and other groups.
3. The applicant has a stable job and income and the ability to repay the loan.
4. Hold the debit card of Hangzhou United Bank, open Harvest Internet, and normally deposit the provident fund in Hangzhou for 12 months, and the monthly deposit amount is greater than that of 500 yuan.
The above is an introduction to the loan conditions of Zhejiang Rural Credit Cooperatives in Zhejiang, hoping to help friends in need.
Second, Zhejiang rural credit cooperatives individuals
The loan methods of rural credit cooperatives have indeed changed: mainly the network loan management.
1, no matter which credit union defaults (including interest), it is impossible for you to continue lending. Pay it off before it gets blacklisted.
2. Now there are geographical boundaries for loan issuance, and loan procedures must be handled at the place where the household registration is located.
3. Work loans are also possible, but they must be mortgaged-real estate, other real estate, and asset rights certificates. You can apply for a loan through the judiciary, but the basic housing cannot be mortgaged.
4, the procedure is not difficult, as long as you contact the credit management personnel of the credit cooperatives first, and then go through the previous procedures after approval (of course, the first one must be done first).
Three, Zhejiang rural credit cooperatives individuals
General conditions: village Committee certificate and your ID card. Trust me, it's gonna be okay.
4. Can Zhejiang Jinhua Rural Credit Cooperative borrow money?
You can apply at the local bank. Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank. Processing flow: 1. Submit an application to a local bank or lending institution; 2. Prepare various materials required for the loan; 3. Face-to-face signing of banks or lending institutions; 4. The bank examines the qualifications of the lender; 5. Approved and successful loans.