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What are the legal consequences of using fake divorce certificates for loans?
1. In order to eliminate the records of real estate and property, both parties often agree that the real estate and money will be owned by one party when the fake divorce comes true, but one party will suffer losses.

After the divorce, the parties often fail to achieve the purpose of this move. "Fake divorce" mostly uses national policies, and the national systems and policies are constantly changing and improving, which is unpredictable by the parties.

According to the law, if you remarry after divorce, the property shared by both parties before marriage belongs to personal property and is not recognized as the joint property of husband and wife. If one party who owns real estate and other property does not agree to change the registration or is regarded as the joint property of husband and wife, the other party will bear heavy losses.

4. If "fake divorce" is detected by the bank credit information system, the credit rating will be lowered.

Legal basis: Article 52 of the Law on Public Security Administration Punishment commits one of the following acts, and shall be detained for more than 10 days and less than 15 days, and may also be fined less than 1000 yuan; If the circumstances are relatively minor, they shall be detained for more than five days and less than ten days, and may be fined not more than five hundred yuan:

(1) Forging, altering or buying or selling official documents, certificates, certification documents and seals of state organs, people's organizations, enterprises, institutions or other organizations;

(2) buying, selling or using forged or altered official documents, certificates and supporting documents of state organs, people's organizations, enterprises, institutions or other organizations;

(3) Forging, altering or reselling tickets, boat tickets, air tickets, tickets for cultural performances, sports competitions or other valuable tickets;

(4) Forging or altering a ship's registration number, trading or using a forged or altered ship's registration number, or altering a ship's engine number.