In addition, many banks also provide online banking or mobile banking services, and you can easily check your mortgage details through these platforms.
1. Contact the lending bank or financial institution.
You can directly call the customer service hotline of the loan bank or financial institution, provide your loan account number and personal identity information, and then ask them to provide the details of the mortgage. The customer service staff of the bank or financial institution will assist you to complete the inquiry and provide you with detailed information such as loan balance, repayment plan and interest rate.
Two, the use of online banking or mobile banking services
If you have opened online banking or mobile banking services, you can easily check the mortgage details through these platforms. After logging into your account, find the loan-related options. After clicking enter, you can see the loan balance, repayment amount per installment, repayment date and other information. In addition, online banking and mobile banking usually provide loan calculators and other functions to help you plan your repayment plan better.
Third, go to the bank counter to check.
If you feel that telephone or online inquiry is not intuitive, or need more detailed information, you can also go to the loan bank counter to inquire in person. Bring your ID card and loan account number and ask the bank staff for details of the mortgage. They will print out the detailed loan details for you.
To sum up:
For details of mortgage, you can contact loan banks or financial institutions, use online banking or mobile banking services, or check at the bank counter. These channels can help you to obtain detailed information of mortgage conveniently, including loan balance, repayment plan, interest rate, etc.
Legal basis:
Contract law of the people's Republic of China
Article 196 stipulates:
A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Contract law of the people's Republic of China
Article 20 1 stipulates that:
If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.
If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.