If you are cheated to sign an online loan contract, you can try to log in to the platform account first to see if you can cancel it and try to untie the bank card. If the loan account can't be cancelled and the bank card can't be untied, and the platform continues to make dunning, customers can report to the local CBRC or Internet Finance Association, and don't delay after finding themselves caught in a loan scam, so as not to cause more serious losses. Anyone who uses a contract to cheat is an invalid contract. The facts are clear and the evidence is conclusive. Online lending is a scam, and signed contracts are regarded as invalid contracts. It has no legal effect and is not protected by law. Although the contract has been signed, it does not affect the legal responsibility of investigating online loans.
legal ground
Article 148 of the Civil Code of People's Republic of China (PRC) * * * If a party commits a civil legal act against its true meaning by fraudulent means, the defrauded party has the right to request the people's court or an arbitration institution to cancel it.
Article 155 of the Civil Code of People's Republic of China (PRC) is invalid or revoked, and it is not legally binding from the beginning.
Article 266 of the Civil Code of People's Republic of China (PRC) stipulates that whoever defrauds public or private property in a relatively large amount shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined or confiscated. Where there are other provisions in this Law, such provisions shall prevail.