Commercial and residential building loan interest rates

1. The regulations of each region and each bank are different. The interest rate of commercial and residential dual-use housing loans generally cannot be lower than that of the same grade in the same period. 1.1 times the interest rate. The specific interest rate will be determined according to the standards of the local bank.

2. The cost of property, water and electricity, public maintenance funds, etc. in commercial and residential buildings are relatively high, because the water and electricity prices of commercial and residential dual-use buildings are based on commercial standards, which are higher than ordinary living standards. It is much higher, and property charges are less restricted by government departments.

3. Commercial and residential buildings cannot be moved into the household registration. This means that even if there are good educational resources in the surrounding area, the children cannot move in due to the household registration and cannot go to school nearby.

4. Commercial and residential buildings do not have complete supporting living service facilities. Commercial projects generally do not require the design of supporting service facilities, such as schools, businesses, neighborhood committees, etc., which means that there are no supporting kindergartens and schools. There are also no supporting medical and elderly care services. If you buy a commercial or residential building for living, it will bring a lot of inconvenience to your future life.

The above is the relevant content about commercial and residential property loans. I hope it can help everyone. If you want to know more about commercial and residential property loans, please continue to pay attention.