Can the Shanghai Provident Fund be used to buy a house in Kunshan?

The Shanghai Provident Fund can be used to buy a house in Kunshan. Shanghai supports provident fund loans in other places across the country, so you can apply for provident fund loans in other places, or directly Extract for use.

1. After the Loan City Provident Fund Center accepts the employee's off-site loan application, it will verify the authenticity and completeness of the information in the "Certificate of Payment and Use of Housing Provident Fund for Employees with Off-site Loan" with the City Provident Fund Payment and Deposit Center. If the verification is correct, the loan review and approval procedures should be completed within the specified time limit, and the results should be fed back to the city provident fund center.

2. However, it should be noted that applying for a non-local loan needs to meet the provisions of the Ministry of Housing and Urban-Rural Development on the differentiated credit policy for provident fund loans. Other loan conditions are subject to the relevant regulations of the lending city, and the withdrawal conditions are based on the depositing city. Relevant regulations shall prevail.

3. If deposit-paying employees in Shanghai need to apply for provident fund loans in other provinces and cities, and they and their spouses have not used provident fund loans in this city or the provident fund loans have been settled, they can apply to the district management of the provident fund center of this city. The department applies for issuance of a deposit and use certificate.