What is a small loan in Beijing?
"Xiao Jing Loan" is a credit loan provided by Jingdong Finance to POP merchants. The loan amount is approved according to the credit rating and operation of the store, and the loan can be made without additional mortgage and guarantee. The whole process is online, and the funds are immediately distributed to the online banking wallet account associated with the store.
How about small loans in Beijing?
Quota: Xiao Jing Loan evaluates its credit rating according to the operation of JD.COM Open Platform Store, and gives the available loan quota in combination with the historical loan situation. The loan amount will change regularly, and the actual amount will be subject to the loan page.
Term: the longest loan term is comprehensively evaluated by the business scale and sales situation of the merchant, and the specific longest loan term is subject to the loan application page. With the change of store operation, the longest loan period may change, but the longest loan period shall not exceed 12 months.
Interest: Xiao Jing Loan System will comprehensively calculate the expected annualized interest rate of the loan according to the store's rating, current loan amount, term and repayment method.