Buying a house in Dongguan > It is very common to choose a loan method to buy a house now, but the bank will ask you to show proof of income when lending. So how do you write proof of income to make it easier for you to get a loan? Remembering these points will make your loan smoother.

Pay attention to three points in income certificate:

1, don't spend money to buy a certificate, and fill in false company information.

In fact, in real life, some people will not fill in the income certificate or feel that their income is too low, so they will spend money to buy the income certificate. In addition, many people don't care about this, they will write the name of the unit at will or the unemployed will spend money to find someone to write the income certificate. This practice will seriously affect bank loans and personal reputation.

If it is discovered by the bank, it will only affect the application for mortgage, which is illegal. Of course, it is not easy for some freelancers to provide personal certificates, but if they can provide tax forms for paying personal income tax in the past two years, banks will probably recognize them.