Information required for loan:
1. ID card,
2. driver's license,
3. Vehicle registration certificate and insurance policy (commercial insurance and compulsory insurance),
4. Work and income prove that the bank has been running for nearly 6 months.
Loan processing flow:
1, loan application: the borrower fills in the loan application form and provides relevant information.
2. Loan review: After receiving the borrower's application and the materials that meet the requirements, the bank will review the credit standing, repayment ability and authenticity of the materials of the borrower and guarantor according to the regulations, and make a reply after the review.
3. Signing: After the bank approves the loan, the borrower goes through the following procedures: the bank signs a loan contract and a guarantee contract with the borrower, and goes through notarization, mortgage registration, insurance and other related procedures.
4. Lending: After the borrower completes the relevant procedures, the bank will pay the loan to the borrower's personal account according to the borrower's entrustment and transfer the loan to the relevant payee's account.