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Where can I apply for pre-mortgage
Legal analysis: Pre-mortgage of houses is handled in the Housing Authority. 1. Borrowing and the borrower's spouse need to bring the required information, and then apply for a loan at the housing provident fund management department, and bring the credit report of the designated bank of the spouse's provident fund;

2. For loans, when the Housing Provident Fund Management Department fills in the Application Form for Housing Provident Fund (Entrusted) Loan, it is required to provide the original and photocopy of the payment notice, phased guarantee, credit report and pre-loan questionnaire;

3. Go to the real estate office for loan adjustment with the loan acceptance notice, determine the total loan amount and calculate the difference with the loan acceptance notice, collect the balance from the employees, and sign the employee housing agreement with the employees, together with the mortgage certificate of the auction house;

4. With the help of the employee housing provident fund loan folder, the loan goes to the designated bank to handle the housing loan related procedures, and the bank signs the mortgage contract of the loan, the loan payment voucher, the entrusted mortgage registration document, etc. Together with employees;

5. Go through the remaining procedures in all departments of the Housing Authority and complete the pre-mortgage registration procedures.

Legal basis: Article 221 of the Civil Law of People's Republic of China (PRC) stipulates that if a party signs a house purchase and sale agreement or other agreement on real property rights, it may apply to the registration authority for advance notice registration in order to ensure the realization of future real property rights. After the advance notice registration, if the obligee without advance notice registration agrees to dispose of the real estate, the real right effect will not occur. After the advance notice registration, the creditor's rights are extinguished or the application for registration is not made within 90 days from the date when the real estate registration can be carried out, and the advance notice registration is invalid.