Entrusted payment is very common in bank mortgage loans, but personal credit loans with a single amount of less than 300 thousand basically do not need entrusted payment, and most of them are paid independently, so 80 thousand bank credit loans do not need entrusted payment.

Entrusted payment is a payment method of loan funds, which means that the lender (a legally established banking financial institution) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of loan misappropriation.