1, look at the house and see "five certificates and two copies". Five certificates: construction land planning permit, construction project planning permit, construction permit, state-owned land use permit and pre-sale permit of commercial housing; Housing quality guarantee and housing instructions.
2. On-the-spot investigation, including: looking at the sand table, looking at the plan, looking at the model house or existing house.
3. Sign the subscription book and fill in the personal information-sign the subscription book-pay the deposit-save the receipt. The contents of the subscription book generally include: the basic situation of the house; Calculation method of house price; Time limit for signing the contract; Payment methods, etc.
4. After signing the formal house purchase contract, both parties negotiate the terms of the commercial house purchase contract-sign and confirm, seal-pay the down payment/full amount-save the invoice.
5. Bring the following information when signing the contract: deposit receipt; Original of my ID card; Married people need to bring the original ID card and marriage certificate of both husband and wife; Original residence booklet or household registration certificate; Original income certificate; Special reminder in the private letter: property buyers should transfer the house payment to the supervision account of commercial housing pre-sale funds, and do not directly hand it over to developers or intermediaries.
General process of buying a house
1. Prepare to buy a house: to buy a house, you must first estimate your actual purchasing power according to the financial strength and repayment ability, and determine the location, area, price, floor and orientation of the house according to the needs of work and life.
2. Housing selection: This link is a continuation of the preparatory work, which can be inquired from newspapers, television, internet or related real estate websites. Property buyers need to integrate the advantages of the three major media and comprehensively and carefully examine the housing information.
3. On-the-spot house inspection: House selection is a highly technical job. Before choosing a house, you should know the basic knowledge of floor area ratio, greening rate, pool and apartment type. If you buy an existing house, you can intuitively see the structure and apartment type of the house, but if it is an auction house, you can only choose the house based on the apartment type map. At this time, buyers must learn to look at the floor plan.
4. Negotiation and signing: After the target is determined, enter the negotiation stage of substantive contact with the seller. Negotiating and signing a sales contract is an important link in the process of buying a house. Both buyers and sellers should put their rights and obligations into words, especially the key terms such as the area of the house, payment method and property status.
5. Handling loans: comprehensively consider the loan amount and duration. According to their own financial resources and various conditions of the house they bought. Intermediary companies should assist in handling loan procedures in accordance with relevant bank regulations.