Nowadays, many people choose loans when they need funds. Loans have become a way to solve the problem of funds. Generally, you have to pay interest when you apply for a loan. Interest is determined according to the amount and duration of the loan. Postal Bank has launched an interest-free loan. Is it true that the Postal Savings Bank has interest-free loans?

Is it true that the Postal Savings Bank has interest-free loans?

The interest-free loan of the Postal Savings Bank is true, but not everyone can apply. They are a kind of policy loans launched by the government to encourage laid-off workers to find jobs. Interest-free loans are not really without interest, but interest is subsidized by the government. Interest-free postal loans are determined according to whether the local government has introduced interest-free loans.

Postal bank interest-free loan conditions

①/kloc-China citizens aged 0/8 to 45 with full capacity for civil conduct.

② Proof of fixed residence and business premises.

③ Proof of funds

(4) Settlement account: the loan applicant must open a settlement account with the loan bank, and the operating income must be settled by the bank.

⑤ Loan guarantee: The loan applicant needs to provide certain guarantees, including real estate mortgage, certificate of deposit pledge and third-party guarantee.

⑥ Other bank regulations

Personally, it is not so easy to apply for an interest-free loan from the Postal Savings Bank, and the application procedures are relatively complicated. The interest-free loan conditions of each bank are different, but they all meet the above points. I hope it helps you.