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What is the maximum amount of personal credit loan?
Hello, if China Merchants Bank's personal consumption credit loan business is a loan business that is issued to natural persons who meet the requirements of our bank without providing guarantee.

Our consumer loans include credit loans, which can only be used for personal consumption purposes (including car purchase, decoration, educational materials, bulk consumption and shopping, tourism, etc.). ), you need to use a certificate when applying, because the collateral review is relatively strict. The specific application requires you to provide your personal information through the counter personal loan department, and the handling bank will review your situation before processing.

The minimum amount of credit loan is 50,000 yuan, and the maximum loan amount is no more than 3 million yuan.

The maximum term of the credit line shall not exceed 5 years, and the maximum term of a single loan or a single loan under the credit line shall not exceed 3 years.