Latest benchmark interest rate
Unit: annual interest rate% 1. Various commercial loans
Within six months (including six months): 5.60
Six months to one year (inclusive): 6.00
One to three years (inclusive): 6. 15
Three to five years (inclusive): 6.40
More than five years: 6.55
Discount is determined by taking the rediscount rate as the lower limit and adding points.
The second is personal housing provident fund loans.
Less than five years (including five years): 4.00
More than five years: 4.50
According to the second-home loan policy, the annual interest rate of commercial loans for second-home loans over five years is not less than 7.205%.