According to the official public account of the Jingdezhen Municipal Housing and Urban-Rural Development Bureau in Jiangxi Province on August 27, the city’s housing and urban-rural development department has recently introduced a number of measures to guide home buyers to pay the full amount of the purchase price directly to the supervisory authority. account.

All housing prices are directly deposited into the supervision account

Jingdezhen Housing and Urban-Rural Development Bureau stated that in order to protect the legitimate rights and interests of home buyers, starting from April 28, the city’s central urban area has been approved The pre-sale funds for pre-sale commercial housing construction projects are subject to full supervision.

According to regulations, development companies should cooperate with home buyers to pay the purchase price into the commercial housing pre-sale fund supervision account. When a house buyer pays the purchase price, the entire house price (including deposit, down payment, installment payment, one-time payment and bank mortgage loan, housing provident fund loan, commercial housing full decoration payment, etc.) should be directly deposited into the supervision account.

In order to protect the home buyers’ right to know the policy, Jingdezhen City issued a document clarifying: "The supervision account should be stated in the "Commercial Housing Pre-Sale License" and "Commercial Housing Sales Contract", and should be displayed in a prominent position at the commercial housing sales site. , and the regulatory department portal website for publicity. ”

In order to standardize and refine the publicity content and make the publicity content comprehensive, accurate and operable, the city’s housing and construction department has formulated a unified publicity template "Instructions for House Buyers". , and required all real estate development companies to be responsible for making the "Instructions for Home Buyers" into roll-ups according to template specifications, and publicizing them in a prominent position in the sales department starting from August 1. All development companies are required to strictly follow the regulations and have the house purchasers sign the "Risk Warning for Purchasing Commercial Houses" before signing a formal contract.

Check that the name of the supervision account is correct before making payment

The Jingdezhen Municipal Housing and Urban-Rural Development Department reminds home buyers that before buying a house at a commercial housing sales building, they should first carefully read the prominent position of the development company on the sales site. The published "Instructions for House Buyers" fully understands the policies and operating procedures for paying the full amount of house purchase money directly into the supervision account, and can operate independently.

Before making payment, buyers can check the name of the supervision account published on the city's Housing and Urban-Rural Development Bureau portal with the account name printed out by the payment POS machine to ensure that it is correct before making payment. Once the purchase price is not paid into the commercial housing capital supervision account, the commercial housing sales contract cannot be signed online and the legitimate rights and interests of the house purchaser will not be protected.

Before signing a house purchase contract, all development companies are required to guide house buyers to carefully read the "Risk Warning for Purchasing Commercial Houses" and the various terms in the commercial house sales contract. After the house buyers confirm that they have no objections item by item, they must sign the contract first. "Risk Warning for Purchasing Commercial Houses" before signing a formal contract.

If a development company or sales agency requires a house buyer to deposit any amount of money such as the house payment into a personal account or a non-fund supervision account, the house buyer must immediately stop paying the house payment and signing the contract, and call Call the municipal housing and construction department to make a complaint.

The purchase price must be deposited into the supervised account before signing online

In order to achieve the full payment of the purchase price directly into the supervised account, in addition to the active support and cooperation of the house purchaser, the city’s residential The construction department also launched a series of "combination punches".

The Jingdezhen Municipal Housing and Urban-Rural Development Department has issued relevant supporting policies to provide operational guidance. In addition to requiring all development companies to publish the "Instructions for Home Buyers" and sign the "Risk Warning for Purchasing Commercial Housing" and other measures, they also use the media, official websites, WeChat public accounts and other platforms to expand policy publicity, publicize regulatory policies, announce operating procedures, and disclose supervision Account, let more citizens know the policy, truly make it a household name and known to everyone, and better protect their legitimate rights and interests.

Coordinate with various banking institutions to use the supervision account as the payment account of the commercial housing mortgage loan contract. Mortgage loans issued by commercial banks are directly deposited into the supervision account to achieve full supervision of commercial housing pre-sale funds.

In order to comprehensively optimize the business environment, we further standardize the online visa filing business operation process. It turns out that after the contract is entered, the buyer and the seller print the contract and sign and confirm it. The purchase funds are deposited into the supervision account, and then the online signing and filing are carried out. Now, after the contract is entered, the entire house purchase price or mortgage down payment needs to be deposited into the supervision account before signing and filing online. The contract can be printed only after signing and filing online.

Fund supervision is placed before online signing, filing and contract printing, thereby effectively protecting the security of home buyers’ funds.

In order to ensure that the policy of supervising the full amount of pre-sale funds for commercial housing is implemented and effective, the municipal housing and construction department has set up a special team to increase law enforcement inspections, protect the financial security and legitimate rights and interests of home buyers, and promote a stable, healthy and healthy real estate market. sequential development.