2. Borrowing is a consumer credit product under Ant Microfinance. Users with sesame score not less than 600 will have the opportunity to use personal consumption loans. According to different scores, users can apply for a loan of up to 50,000 yuan, and the amount applied can be transferred to Alipay balance. The longest repayment period of "borrowing" is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the borrowing.
3. Although using Alipay to borrow money is convenient and fast, its interest rate is relatively not low, so please remember to overdraw within your ability to avoid exceeding your repayment ability and adversely affecting your personal credit.