According to the regulations of the Ministry of Finance, the Ministry of Education and the People's Bank of China, the amount of student-origin loan is more than RMB 1000 per year, of which the maximum amount of full-time college student-origin loan is RMB 8,000 per year; The maximum amount of annual student loan for full-time graduate students is 1.2 million. The specific loan amount is comprehensively determined according to the basic expenses of students' study and life at school and the basic living standards of local residents.

We need to note that student loans are divided into two categories: national student loans and student-origin student loans. Students cannot apply for national student loans and student-origin student loans in the same academic year, so they can only choose one of them.

However, the funds obtained by students from student loans are mainly used for tuition, miscellaneous fees, living expenses and accommodation during their school days, and cannot be used for other purposes.

Also, students don't have to pay back their student loans while they are at school. Student loans are repaid after graduation, and the interest generated by students during their school days is fully discounted by the financial department.

Tips: The above contents are for reference only.

Reply time: 202 1-08-20. Please refer to the latest business changes announced by Ping An Bank in official website.

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