According to the latest Dongguan Provident Fund New Deal on 20 15, from June 10, the minimum down payment ratio of the first home loan is 20%, and the minimum down payment ratio of the second home loan is 30%. The maximum loanable amount of employees' individual contributions will be raised from 480,000 yuan to 500,000 yuan, and the maximum loanable amount of employees' husband and wife will be raised from 700,000 yuan to 800,000 yuan.
How to identify the first suite?
20 15 The standard threshold for the first suite of Dongguan provident fund loans was lowered. The New Deal for Provident Fund Loans stipulates that those who have no housing and apply for it for the first time in Dongguan housing property registration department are regarded as the first set of housing loan applications, and the minimum down payment ratio is 20%.
How to identify the second suite?
In terms of the identification of the second suite, Dongguan Provident Fund Center has also lowered the relevant threshold. The New Deal for Provident Fund Loans stipulates that those who have registered their houses in Dongguan's housing property registration department, applied for the first loan again, have existing houses and settled the first loan, and applied for loans by buying two houses are deemed to have applied for two housing loans, with a minimum down payment ratio of 30%; If you have two or more houses and apply for a loan for the third time, it will be recognized as the third and above housing loan application, and no loans will be issued.
(The above answers were published on 20 15-06-29. Please refer to the actual situation for the current purchase policy. )
Sohu Focus provides you with comprehensive information on new houses, second-hand houses, renting houses and home improvement.