1. Log in to Ping An Bank official website to choose a car mortgage, and submit relevant materials as required (including the applicant's identity information, car purchase price, time of listing, driving mileage, etc.). ).
Two, by Ping An Bank to review the qualifications, conditions and materials submitted by the applicant.
3. After approval, Ping An Bank will contact the applicant, go through relevant formalities with the applicant and sign a loan contract.
Four, by the applicant to carry the vehicle registration certificate and loan contract, to the local dmv for vehicle mortgage registration.
Verb (abbreviation of verb) Ping An Bank accepts the applicant's vehicle registration certificate.
6. Ping An Bank loan.
7. The borrower repays the loan on time.
2. What are the conditions for Ping An Bank to apply for a full auto loan?
Registration certificate, driving license, commercial insurance, compulsory insurance.
3. How to apply for a car mortgage loan from Ping An Bank? These conditions are necessary.
Nowadays, loan to buy a car is the first choice for many people to buy a car, which can alleviate the pressure of buying a car. But there are many mortgage banks, and some people don't know which one to choose. In fact, you can look at the car mortgage loan of Ping An Bank, which can be applied by office workers and business people. Let's have a look.
How to apply for a car mortgage loan from Ping An Bank? Ping An automobile mortgage loan can be used to buy 2-5 personal consumption vehicles. If it is an enterprise legal person or shareholder, you can also buy more than 7 commercial vehicles. Application Path: You can apply for automobile mortgage by logging in to Pocket Bank-Loan. To apply for automobile mortgage, the borrower, the borrower and the guarantor need to meet the following conditions: 1. The city where the car is purchased has a car loan branch of Ping An Bank; 2. Be at least 18 years old and the loan period of the lender shall not exceed 70 years old; 3. Legal and valid identification documents shall be provided; 4. No bad credit record; 5. Personal legal assets with stable legal income or sufficient to repay the loan principal and interest; 6. Chinese, Hong Kong, Macao and Taiwan personnel and foreigners must abide by the relevant provisions of the state and local government departments. Information needed to apply for Ping An Bank automobile mortgage: 1. Materials needed by the employed person to apply for automobile mortgage: 1, copy of the lender's identity document (if there is a spouse and guarantor, it should be provided at the same time): personal identity card, household registration certificate, marriage certificate and driver's license; 2. Proof of residence: such as real estate license and three-month water, electricity and residential bills; 3. Professional certification documents: such as employment certificate and work certificate; 4. Car purchase contract; 5. proof of income. Second, business people need to provide: 1, car purchase contract; 2, the applicant (if there is a spouse and guarantor, must be provided at the same time) ID card, household registration certificate, marriage certificate, driver's license; 3. proof of residence, such as real estate license or water, electricity and electricity bills for three months; 4. Business license, capital verification report (corporate enterprise), company bookkeeping process, financial statements and other business documents; 5. Income documents, such as the company's current account for six months.
I mortgaged a used car with a loan from Ping An Bank, and was told that the insurance must cover all risks, totaling 4,500 yuan. Is it reasonable?
Ping An Bank's car loan does not force customers to buy insurance. For details, please contact the local car loan outlets.
Response time: June 2, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.