Complaints can be made through relevant departments, including the Central Banking Regulatory Commission 12378 and Beijing Administration for Industry and Commerce 123 15 in Sichuan.
Jincheng Consumer Finance Customer Service Tel: 400-888-8 172. You can also call customer service to complain.
Sichuan Jincheng Consumer Finance Co., Ltd. is a limited liability company (Sino-foreign joint venture) registered in Sichuan Province on 20 10-02-26, and its registered address is No.86, Tian Yun Road, Chengdu High-tech Zone, China (Sichuan) Pilot Free Trade Zone.
The unified social credit code/registration number of Sichuan Jincheng Consumer Finance Co., Ltd. is 9151010551072297n, and the enterprise is in the opening state.
The business scope of Sichuan Jincheng Consumer Finance Co., Ltd. is: personal durable consumer goods loans; General personal consumption loan; Handle the transfer of credit assets; Domestic interbank lending; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Consulting and agency related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income voucher _ investment business; Other businesses approved by China Banking Regulatory Commission. (Projects subject to approval according to law can only be operated after approval by relevant departments). In Sichuan Province, the total registered capital of companies with similar business scope is 6.5438+0.8264 million yuan, and the main capital is concentrated in two enterprises with a scale of over 50 million. Within the scope of this province, the registered capital of mobile enterprises belongs to the general.
At present, not only online lending platforms, but also banks have launched unsecured loans. According to the loan amount, there are mainly small unsecured loans and large unsecured loans. In general, the amount of unsecured loans is 6- 10 times of personal monthly income. If the work unit or credit information is good, the amount may be appropriately increased. Generally speaking, the maximum unsecured loan will not exceed 500,000.
If you don't repay the unsecured loan, you will receive a text message in the short term. The overdue time is long, and there will be staff to collect it. If it is overdue for more than 90 days, the bank can sue the user. If the user still refuses to repay the loan, the bank can apply to the court for enforcement. Or the user negotiates repayment with the bank to avoid more serious adverse effects.