Sort out the case

The owner needs to get 400 thousand immediately, and you can only pay 6.5438+10 thousand. According to the bank loan process, it will take at least one month for the remaining 300,000 to arrive. The time difference problem is being solved now. The intermediary provides 200,000 yuan, and you provide 6,543,800 yuan. Finally, the bank loaned 300,000 yuan to the intermediary account. As a commercial company, a formal intermediary is less likely to escape privately with money. If you put the money into your personal account, as an individual, you are more likely to flee privately with the money.

The safest plan

The down payment is 200,000 yuan, with an intermediary contributing 200,000 yuan or 300,000 yuan contributed by the intermediary.