(1) Introduce 20 new policies to promote the stable and healthy development of the real estate market. Further promote the stable and healthy development of the real estate market in our city, and give full play to the important role of the real estate industry in promoting economic growth and improving the living environment. According to the state and Heilongjiang The macro-control measures that the province has introduced, combined with the actual situation of our city, have formulated the "Implementation Opinions of the Harbin Municipal People's Government on Promoting the Stable and Healthy Development of the City's Real Estate Market." Policy Excerpt: Increase credit for low- and medium-priced commercial housing under construction. Increase credit support for low- to medium-priced, small and medium-sized general commercial housing and energy-saving, land-saving and environmentally friendly residential construction, especially for projects under construction. Support enterprises with good credit conditions to issue corporate bonds upon approval, carry out pilot projects for real estate investment trust funds, and expand direct financing channels. Strengthen the management of fees for real estate development. Operating fees related to real estate development will be charged at a minimum, and all forms of ride-hailing fees are strictly prohibited. Provincial balance will be implemented in the proportion of housing below 90 square meters. Provincial balance will be implemented in accordance with the proportion of small and medium-sized general commercial housing construction below 90 square meters. According to the actual situation of different regions and different construction projects in Harbin City, and guided by market demand, the housing will be reasonably determined. Construction standards should be met to meet the housing needs of different consumer groups, and a multi-level housing supply and consumption system should be established. Individuals are temporarily exempt from stamp tax when buying and selling housing. Individuals are temporarily exempt from stamp tax, land value-added tax and business tax when selling or purchasing housing. The deed tax rate for individuals purchasing ordinary commercial housing has been temporarily reduced to 1%. For individuals who purchase vacant commercial housing that has been completed for more than three years, all transaction fees will be halved according to the current commercial housing transaction fee standards. Standards for ordinary housing that enjoy preferential policies are adjusted as follows: floor area ratio is above 1.0; building area is below 180 square meters, and price is within 1.5 times the average price of local commercial housing. (The current standard is a building area of ??less than 140 square meters) The lower interest rate limit for residents purchasing ordinary self-owned houses and improved ordinary self-owned houses for the first time can be expanded to 0.7 times the loan base interest rate, and the minimum down payment ratio is adjusted to 20%. Residents who have purchased a house with a loan but the per capita area is lower than the average living level of Harbin City in the previous year and then apply to buy a second ordinary self-owned house will be subject to the preferential policies for the first loan to purchase an ordinary self-owned house. The maximum amount of housing provident fund loans has been increased from 300,000 yuan to 500,000 yuan. The maximum loan period is adjusted from 20 years to 35 years. Residents in the province who have purchased a house in Harbin and have made regular housing provident fund deposits can apply for a housing provident fund loan in Harbin and enjoy various policies on housing provident fund loans after providing necessary certificates and being reviewed by the Harbin Housing Provident Fund Management Center. Residents in this city can apply for housing provident fund loans for housing renovation. The construction scale of affordable housing shall not be less than 18% of the total. Increase the security of low-rent housing and continue to expand the scope of benefits from physical rent distribution. We will strive to solve the housing difficulties of the lowest-income families with a per capita housing area of ??less than 10 square meters and applying for low-rent subsidies before the end of 2009. In conjunction with the demolition and reconstruction of shantytowns in urban areas, we will strengthen departmental coordination and actively promote project construction to ensure that the scale of affordable housing construction is no less than 18% of the total residential construction. Continue to further promote the demolition and reconstruction of shantytowns. We will make every effort to build resettlement houses for demolished projects in 2008 to ensure that the demolished residents move back into their homes on schedule. Further prepare for the preparation of the 2009 shanty town reconstruction plan and other preliminary work to ensure that the shanty town reconstruction work goals are completed on schedule. (2) Implement the Warm Spring Action and upgrade preferential policies. On the basis of conscientiously implementing the "20" new policies, in order to leverage Harbin's resource advantages as the provincial capital city's educational, medical and economic and cultural center, we will actively attract residents from other cities to purchase houses in Harbin. , Seven departments including the Municipal Real Estate and Housing Bureau, the Municipal Construction Committee, and the Municipal Public Security Bureau jointly formulated the "Working Opinions on Carrying out the Warm Spring Action for the Real Estate Market", which covers the aspects of household registration, schooling, employment, medical insurance, and pension for people from other cities purchasing houses in Kazakhstan. In six aspects, including insurance and housing provident fund, corresponding preferential policy "packages" have been introduced so that residents who buy houses in other cities can enjoy the same treatment as Harbin citizens in this aspect, achieving the goal of "getting in, staying, and living a good life." Target.
It is reported that the "Work Opinions on Carrying out the Warm Spring Action in the Real Estate Market" issued this time stipulates in terms of household registration policy that no public officials from other cities purchase commercial housing (excluding affordable housing) worth more than 150,000 yuan in Kazakhstan; purchase 2 commercial properties Houses and second-hand houses with a cumulative amount of more than 200,000 yuan; purchase of commercial houses of more than 300,000 yuan; purchase of second-hand houses of more than 150,000 yuan; purchase of second-hand commercial houses of more than 300,000 yuan; loans to purchase commercial houses and second-hand houses with a down payment of 15 More than 10,000 yuan; down payment of more than 300,000 yuan for loan purchase of commercial houses and second-hand commercial houses; inheritance, debt repayment, court judgment, commercial housing of more than 150,000 yuan and commercial houses of 300,000 yuan assessed by the real estate department. House buyers, spouses and minor children can all be accommodated. If public officials from other cities purchase houses in Kazakhstan and meet the above conditions, their spouses and children can apply for settlement. In terms of schooling policies, anyone who buys a house in Harbin can apply for a loan for their school-age children at the education bureau of the district where the house is located with the property certificate or household registration certificate. The education bureau of the district where the house is located will arrange for their children to study nearby, and there will be no charge. Borrowing fee; after the registered permanent residence is moved, the transfer procedures can be handled. Those who study in ordinary high schools can be arranged to schools of corresponding levels according to regulations after their household registration is transferred. Those who pass the school assessment can go through the transfer procedures. In terms of employment and re-employment policies, non-employed people who have purchased a house in Harbin and converted to urban household registration in Harbin City can register as unemployed, receive an "Unemployment Registration Certificate", and enjoy all the employment support for registered urban unemployed people in Harbin City. policy. This includes free job introductions provided by public employment agencies; free training provided by reemployment training bases; those who lack funds for self-employment and self-employment can also apply for small guaranteed loans; those who have difficulty finding employment, Can enjoy relevant employment support policies for people with employment difficulties. If second home buyers and their accompanying family members come to Kazakhstan to work in private enterprises, joint-stock enterprises, or lead or establish enterprises, their files and personnel relations can be transferred to the Talent Service Bureau for management, and their length of service will be calculated continuously. Among third-party home buyers and their accompanying family members, if they have a master's degree, a doctoral degree, or talents with special skills and special contributions, the Talent Service Bureau will actively help contact the employer and give priority to recommendations to the employer. College graduates among the fourth home buyers and their accompanying family members can participate in Harbin City’s “Three Supports and One Support” activities, and will be given living subsidies and participate in social insurance while working in the village; those who work at the grassroots level in rural towns and villages, Under the same conditions, priority will be given to the evaluation of professional titles, foreign language and computer tests will be exempted, their household registration can be retained in the urban area of ??Harbin, and personnel files will be kept free of charge; those who find employment in small and medium-sized enterprises and non-state-owned enterprises will be compared with large-scale enterprises in terms of expert selection and professional title evaluation. State-owned enterprises enjoy equal treatment. In terms of medical insurance policy, all migrant workers who buy a house or settle in Harbin can enjoy the basic medical care for urban residents in Harbin in accordance with the "Interim Measures for the Basic Medical Insurance for Urban Residents of Harbin" (Municipal Government Order No. 176) Insurance benefits. Among them, the financing standard for adult residents is 330 yuan per person per year, with a government subsidy of 60 yuan and an individual payment of 270 yuan. For subsistence allowance recipients, severely disabled people and the elderly over 60 years old from low-income families, the government subsidy is 265 yuan and an individual payment is 65 yuan. The financing standard for students and children is 90 yuan per person per year, with a government subsidy of 60 yuan and a family payment of 30 yuan. For students and children who are eligible for the minimum living allowance or with severe disabilities, the government subsidy is 80 yuan per person per year and the family pays 10 yuan. In terms of pension insurance policies, it is stipulated that people from other cities who buy a house and settle in Harbin can have their pension insurance relationship transferred with them. If they have a receiving employer, they can participate in the insurance with the employer; the cumulative payment period is more than 15 years, and they meet the retirement conditions stipulated by the state. You can enjoy pension insurance benefits in Harbin. In terms of housing provident fund policies, all residents in the province who have purchased commercial housing or second-hand housing in Harbin and have paid and deposited housing provident funds normally can apply for housing provident fund loans in Harbin if they comply with the relevant policies and regulations of housing provident fund loans in Harbin. The maximum provident fund loan limit is 500,000 yuan, the maximum provident fund and commercial combination loan limit is 850,000 yuan, and the maximum loan period is 35 years.
It is also reported that the Harbin Municipal Government has also established a "Warm Spring Action" leading group. The group leader is Comrade Zhang Xiaolian, Deputy Secretary of the Harbin Municipal Party Committee and Mayor, and Comrade Shi Dianchen, Director of the Provincial Department of Housing and Urban-Rural Development. The deputy group leader is Member of the Standing Committee of the Municipal Party Committee and Deputy Mayor Comrade Wang Shihua, Executive Deputy Director of the Provincial Department of Housing and Urban-Rural Development Comrade Zhang Yonggang and Deputy Secretary-General of the Municipal Government Comrade Ji Weiguo serve as members. The members are the Real Estate Industry Division of the Provincial Department of Housing and Urban-Rural Development, the Municipal Construction Committee, the Municipal Real Estate and Housing Bureau, and the Municipal Public Security Bureau. , the Municipal Labor and Social Security Bureau, the Municipal Education Bureau, the Municipal Personnel Bureau and the leaders of the Harbin Housing Provident Fund Management Center.