Under normal circumstances, others can't use our small loans. If others want to use our small loans, they must master our micro-signal and WeChat password, or QQ number and QQ account password, the mobile phone number bound to the account, and also have our ID number and photos on both sides of our ID card.

When others have mastered the identity information that belongs to us, they can impersonate us to make loans. At this time, because we provide personal identity information, the borrower will think that we are doing the loan operation ourselves, so there may be no reminder information.

If we suspect that our ID card information has been leaked and others have borrowed our identity information, we can confirm it by checking the bank's credit information.