2. After deducting the last month's mortgage payment, it will take about 10 working days to get your mortgage back at the bank that handles car installment payment.

3. For car loans handled by financial companies, you can call the customer service phone number of the financial company you belong to or go to the car dealer for consultation.

To obtain the motor vehicle registration certificate, you must hold an ID card. Other possible procedures include: motor vehicle driving license, bank repayment details, etc.

5. After getting the registration certificate, the next step is to go to the local vehicle management office to cancel the vehicle mortgage. Materials to be brought together include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender organization code certificate, motor vehicle mortgage registration/pledge filing application form, power of attorney, and motor vehicle owner's ID card.

6. After going to the lobby of the vehicle management office, you can handle it at the corresponding service window.

Extended data

Matters needing attention

1, whether to buy a car depends on the owner's funds. When asked about the advantages and disadvantages of car loans, most car dealers are somewhat evasive.

2. They believe that buying a car with a loan can not only enable citizens with insufficient funds to buy their favorite cars in advance, but also allow some citizens with sufficient funds but other uses to free up some funds that would have been used for car prices for development. However, the resulting interest and extra costs have been ignored.

There is no doubt that "interest-free, free of charge" makes many people who can't afford a car have the impulse to buy a car. However, the problems behind this kind of value for money have made many people ill-considered. Some auto credit practitioners believe that consumers must pay attention to three points when buying a car with loans:

(1) After enjoying the "zero-interest-free loan" from the merchants, can I still enjoy the car price discount?

(2) The car loan fee in the market a few days ago was in the range of 4%~7.5%. Is it interest-free and fee-added?

(3) The general car purchase interest rate is charged according to the bank benchmark interest rate. Regardless of whether the handling fee is unavoidable, the interest is floating on the basis of the bank's benchmark interest rate. At the same time, due to the choice of loans, new car insurance must be "fully insured", which will result in a large premium expenditure.

Therefore, the most important thing in car loan is to shop around. Consumers should choose a regular car loan service company with certain qualifications and strength, which will not only standardize services and charges, but also leave you with hidden dangers.

References:

Baidu encyclopedia-car loan