The interest on gold and silver loans exceeds three. Gold and silver loan app is a mobile phone lending software, which mainly provides loan demand for office workers and small and medium-sized enterprises, and its business covers small loans, large loans, credit cards and other lending services. When applying, you can operate directly through your mobile phone. After the approval, the next payment is very fast, and the loan must be returned on time. Users must know the interest charged by the platform when using gold and silver loans to borrow money. When the interest rate is too high, it will increase the burden of subsequent repayment of arrears, which will easily lead to overdue. In fact, when the loan cannot be repaid on time, users can borrow money from friends around them for emergency. When handling loans, users can compare the loan interest rates given by different platforms, and then choose the one with low loan interest rate. However, when choosing a platform, we must pay attention to the formality of the platform to avoid borrowing from informal platforms, which usually charge high interest. Users must measure their repayment ability when handling loans and know what kind of income to use for repayment. If the loan amount is relatively large, it is recommended that you apply for a loan directly at the bank. The loan amount given by the bank is high and the loan interest rate is low. Users can choose different installment and repayment methods. Settle the mortgage first, and then take the house to the bank for mortgage. The interest in the form of gold and silver loans is only a little over three points. When the policy is good, if the lender's qualification is good, it may even be lower.