Campus online loan, the first thing to borrow is whether a person is legal, which is his biggest risk; Secondly, it is also his risk to recover the borrowed money; What's more, his inaction and illegal loan collection are risky.

Second, as a college student, how to prevent campus loans?

1, to establish a correct view of consumption. Don't buy things that have no real needs, and don't spend in advance for vanity. More can't have the heart of comparison, and spend it on high-end mobile phones, brand-name cosmetics and brand-name clothing at will. In terms of consumption, robbing Peter to pay Paul will only make your life more embarrassing. Don't get into the habit of paying with flowers. Correct consumption concept can help you avoid the trap of campus loan from the bright side.

2. Put an end to the installment consumption of shopping. Installment payment not only brings convenience to consumption, but also brings consumption traps. Some of them include service fee, installment fee, guarantee fee and other expenses. Accumulated by installment payment, it is much more expensive than cash payment, and some will be as high as 30% or more of the commodity price.

We should follow the consumption principle of "living within our means and rational consumption". Don't overspend, don't compare with other students, and realize that only learning is the most important thing. Get rid of the bad habit of excessive consumption

Third, talk about how college students can prevent campus loans and online loans. (100 words)

First of all, college students must consume rationally and don't blindly compare. Many reasons for college students' campus loans are due to the phenomenon of buying cosmetics and Apple mobile phones. You may think it's ridiculous, but the real situation is something that happens around us. The living expenses given by parents at the basic university stage are definitely enough for our own daily expenses. Another situation is that after finding the object, the cost increases, and we choose campus loans.

Don't take chances with campus loans. Many people think it's okay. I can return it next month. But the interest on campus loans is terrible. It's like a snowball that will only get bigger and bigger. And maybe when you borrow money, the customer service will speak in a gentle tone, but when you pay back the money, the attitude will not be like this. They dare to lend it to you because they see that college students are proud at school and are afraid of their parents for various reasons, so don't touch this kind of campus loan. Don't try. Just like taking drugs, if you get involved, you will pay a high price.

Fourth, how do college students prevent campus loans?

First, stay away from "campus loans"; For students who are still studying at school, we must pay attention to this problem. If you haven't entered his game, then you must pay attention yourself. As a college student, the problem of campus loan has been said for more than a year, which is understandable. Therefore, you should stay away from him and live within your means. There is no need to put yourself at the forefront for the sake of face, and let parents worry about their second child. Strengthening and studying is harmful to "campus loan". Before today, we learned a lot about campus loan from various channels, but it brought us no benefits except harm, and finally let our parents erase our ignorance! We all know that it is better to borrow money than anyone else, but can you fully understand their contracts for students who have never been in contact with society? What's more, have those who press photos thought about such consequences? Therefore, from the experience of "predecessors", we can see that our current social experience can't beat those people. What we can do is to save our own money and stay away from them! The third is to set foot in campus loans for the first time; If you have fallen into it, but you just borrowed money, and now you find that something is wrong, then we will quickly borrow some money from our classmates and friends and repay it immediately, and then we will slowly return the money to our friends to prevent you from getting deeper and deeper. Finally, the interest is greater than the principal, so we will stay away from him as soon as we pay it back. Fourth, if you have fallen into it, you are completely unable to repay it. In this case, you should call the police immediately. If you continue to be timid or face-saving, it may even pose a threat to your personal safety. Explain the source of the matter in detail in front of the police uncle, follow the legal procedures, take this as your profound lesson, and remember to be careful when dealing with things in the future! Fifth, if your friends and classmates get caught up in it, then you should persuade them to understand the situation clearly and solve the problem in the fastest way, but on the premise of your own and friends' safety. If you can't solve it yourself, please tell your parents or police uncle as soon as possible, because parents entered the society earlier than us, and their experience is definitely richer than ours, so there will be more ways to deal with it! Sixth, in fact, the best way for you in school is to control your own desires, spend according to your own situation, don't play big cards, and don't compare with each other. These are really meaningless, so that you can get rid of the hateful "campus loan" in the best and most effective way. The most effective way to deal with those campus loans is to call the police and let the police uncle clean it up. The above contents are related answers. College students spend a lot of money, which is different from junior high school students. College students are more free to use money. Moreover, there will be more psychological comparisons, so we must make rational analysis in the face of campus loans. If you have other legal questions that need to be consulted by a lawyer, you can consult the relevant lawyer. Please click to enter a picture description.