If you want to check whether there is a loan in your name, customers can use the following methods:

1. Go to the Internet Personal Credit Information Service Platform of the Credit Information Center of the People's Bank of China Check the personal credit report (you can also go to the local People's Bank of China branch with your ID card), and go to the third-party data platform to check the big data. If there is a loan, it will naturally leave a record in the personal credit report/big data (bank Loans with licensed consumer financial institutions are generally recorded in the credit report, while small loans that are not connected to the credit report are generally recorded in the big data).

2. Check your mobile phone text messages to see if there are loan success text messages and repayment reminder text messages from banks or other financial institutions; you can also check your email to see if there is any email containing a bill. , if yes, it naturally means that there is a loan in the customer's name.

3. Check the loan records on the mobile banking client of each bank and the personal account page of each loan platform APP on your mobile phone.

4. Call the gross loan hotline of several banks with which you currently have business dealings, and directly ask the customer service staff whether you have a loan in your name.