If the borrower can't repay the loan due to special circumstances, he can borrow it from relatives and friends for a period of time, and then pay it back one by one when he has spare money. But when borrowing money, you must make a receipt and repay it in full and on time. As the saying goes, "It's not difficult to borrow after borrowing."

Step 2 ask the guarantee company for help

If you need a large amount, you can find a guarantee company to pay off the loan in advance. After the mortgage of the house is lifted, you can use it as a mortgage to apply for a loan from the bank again, and then pay back the money to the guarantee company after getting the loan. However, the premise of emergency assistance in this way is that the borrower must have the ability to repay in full and on time, which means that you can't repay in a short time.

3. Waiting for the bank to auction the house

If you really have no money to repay the loan and can't think of other solutions, you can only wait for the bank to auction the house. After the auction, the bank will use the auction money to repay the loan principal and interest in advance, and if there is any surplus, it will be transferred to the borrower's account.