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Can I apply for a Hong Kong and Macao Pass if I owe a bank loan and have not been prosecuted by the court?
After being sued, if the court has not yet made a judgment, you can apply for a Hong Kong and Macao Pass.

If the debtor still refuses to perform the judgment of the court, which has come into effect, the court may make a decision to restrict exit at the execution stage and notify the public security organ. In this case, it will not be possible to apply only for Hong Kong and Macao Pass.