1, application conditions. A natural person with full capacity for civil conduct; Have a stable economic income and the ability to repay the loan principal and interest on time; Good credit status and no bad credit record; Can provide the guarantee method approved by Changsha Bank; Open a personal settlement account in Changsha Bank.

2. Application process. Log in to official website of Changsha Bank first, and then click "Online Consumer Loan" on the homepage to enter the application page of Hula Express Loan of Changsha Bank; Fill in the application information, including name, ID number, mobile phone number, contact address, etc. , and upload a photo. Finally, click the "Submit" button to submit the application.