If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in My → All → My Loan → My Lightning Loan.
The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
There are two kinds of lending time of lightning loan, and the arrival time is different under different circumstances:
15 minute loan: after some customers submit the application for "lightning loan", the system can automatically complete the loan approval within 5- 10 minute, and notify you of the loan approval result by SMS. If the loan is approved, the system will automatically release the loan immediately;
T+ 1 day loan: after some customers apply, they will send a phone number of 0755-888 15555 within T+ 1 day to verify the authenticity of the loan, and will arrange the loan as soon as possible after the information is confirmed. Please keep your cell phone on and wait patiently (* _ *).