Credit card (debit card) approval failed. In the final analysis, the applicant's credit does not meet the approval conditions for joint card. The specific reasons are as follows:

1. Personal credit information has a bad credit record;

2. Do not choose the card type and grade, and some credit cards (debit cards) issued by banks have clear requirements and restrictions on personal income or work place;

3. Personal work is unstable, frequent work, unstable income and poor repayment ability;

4. Individuals hold many credit cards (debit cards) and have high debts;

5, engaged in high risk, credit card (debit card) is prohibited from entering the industry;

6. Credit card (debit card) applied through black intermediary.