Hello,

As for the Shenzhen address of the People's Insurance Company of China policy mortgage loan, most of them can be handled by consulting the People's Insurance Company of China.

As long as there is a cash value in the policy, policy loans can be provided.

Policy Loans

For those customers who need cash flow in the short term, policy loans are a good choice. The main advantages are:

First , as long as the policy is valid, the customer can continue to enjoy the insurance protection agreed in the policy during the policy loan period. Compared with surrendering the policy, policyholders do not need to worry about losing coverage due to surrendering the policy, and can avoid surrender fees and losses.

Second, the policy loan application method is simple. The policy holder only needs to bring the policy, valid identity certificate, and the insured's written statement agreeing to the loan application to the insurance company in person. Taiping Life said that as long as the lender brings all the materials, the insurance company can complete the business on the same day. Under normal circumstances, the loan will be remitted to the lender's designated agent bank account, and the loan arrival time is generally 1-3 days.

Third, the interest rate for policy loans from insurance companies is relatively low. The bank's commercial loan interest rate for 6 months and below is 6.21%, and the interest rate for 6 months to 1 year (including 1 year) is 7.02%.