Release mortgage

2. Can Lanzhou used cars be mortgaged?

you should

Third, Lanzhou used car settlement policy?

No policy, second-hand car transaction package transfer.

Fourth, how to buy a used car mortgage?

Compared with new cars, the price of used cars is definitely much lower. Many families are in financial difficulties and want to buy a car instead of walking. Because new cars are too expensive, used cars have become the first choice for such families. But buying a second-hand car is also a big expense, so some lending institutions have launched a second-hand car loan service, which not only solves the desire of many families to buy a car, but also will not be affected economically. So how to get to the second-hand car loan process in Chengdu? What information do you need? The following is a detailed introduction to Bian Xiao of Dongqing Finance. What is the loan process of used cars in Chengdu? 1. Determine the second-hand model to be purchased; 2. Apply for a loan to purchase a house, draw up the loan installment method, and submit relevant certification materials; 3. Waiting for review and lending; 4. After the loan is released, you can drive the vehicle away by paying the down payment. Do you know these procedures of Chengdu used car loan? In fact, the process of second-hand car loan is similar to that of new car loan. The difference is that some financial lending companies require that they can only lend used cars with a mileage of less than 20,000 kilometers and a car age of less than 5 years. The down payment ratio of used car loans is 50%, the longest loan period is 3 years, and the shortest loan period is not less than 13 months. In addition, the service life of the car plus the loan life is no more than 6 years. After the data before the loan is reviewed, the original motor vehicle registration certificate after the transfer is completed is sent to the auto financing company, and the auto financing company can release the loan after confirmation. It only takes a few working days to drive the car home. Generally, second-hand car loans require a minimum down payment of 50%, but there are also lending institutions in the market that can make down payment as low as 30%. Whether it is a new car or a used car, the car is a representative of consumables, and the later mortgage, maintenance and insurance are not small expenses. Therefore, everyone must buy a car according to their own economic strength, follow the principle of pressurizing by stages and lending cautiously, do a good job in their own capital planning, and keep their economic life in a healthy state. Million car purchase subsidy