Policy loan process:
1. Prepare all the materials required for the loan, including the original personal identity card (if the applicant and the insured are not the same person, the original identity card of the insured should also be prepared), the original insurance policy and the information specified by the bank and insurance company, and apply for a loan at the lending institution;
2. The staff of the lending institution accepts the application and reviews the materials;
3. After approval, the banking institution determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the insurance policy will be left to the lending institution as collateral to issue loans;
4. The borrower shall repay the loan principal and interest as stipulated in the contract.
2. What does Ping An Bank mean by calling to say that the loan is early warning?
If you don't miss the deadline, but you receive a risk warning call or text message from Ping An Bank, it is mostly because the customer has other bad behaviors in the process of using the card, such as cashing out. If the bank thinks that the cardholder is suspected of cashing out, it is likely to carry out risk control on the customer, and naturally call the customer for early warning of loan risk control.
3. Is it a scam for Ping An China Bank to sell me a loan?
Ping An Bank's national ranking 13, and the top 40 of the top 500 Ping An comprehensive financial world are absolutely reliable, but you need to find a qualified salesman, and the loan is free. If you want a loan, I can help you calculate the amount and interest.
Ping An Bank called me and asked me if I needed a loan. He also said that I was a customer who could borrow 500 thousand. I am still a student. This is very interesting.
Ping An Bank's new One credit loan is an unsecured and unsecured credit loan, which is distributed to working people or business people. Age requirement is 23-55 years old.
If you need funds in the future and meet the requirements, you can log in to Ping An Pocket Bank APP- Loan for details.
Response time: June 8, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.