Basic conditions for ant flower buds to apply for business opening

1, must be a mainland real-name authentication user.

2. The age must be between 18 and 60.

3. Alipay has bound the mobile phone.

4. The account payment function is enabled.

5. AliPay is used normally.

These five conditions are hard conditions. As long as one of them is not satisfied, it is impossible to open the bud.

Basic conditions for ants to apply for business opening

1, the account status is normal, and it has passed the real-name authentication.

Step 2 bind the phone

3. The account has been bound with a savings card.

4. Loans from online merchants are mutually exclusive, that is, personal consumption loans and online merchants loans cannot be allowed at the same time.

Ant borrowing can only wait for the official invitation to open, and users can't intervene, requiring sesame credit score of not less than 600 points.

Extended data

The repayment method of ant flower buds

Users can prepay the amount of ant flower buds at the time of consumption, and make repayment on the 9th of the following month after receiving the goods. The longest interest-free period can reach 4 1 day. In addition to the consumption experience of "buy this month, pay it back next month, and it is super long and interest-free", Ant Flower Garden has also introduced the function of flower garden staging, and consumers can repay the money in 3, 6, 9, 12 months.

The repayment date in Bai Hua is 10 every month, and users need to pay off the generated Bai Hua bill on the repayment date. On the due repayment date, the system will automatically deduct the balance of Alipay account, Yu 'ebao (with the function of withholding Yu 'ebao) and fast payment by debit card (including one card) in turn to repay the outstanding part of the bill.

You can also take the initiative to repay. In order to avoid overdue, please ensure that the amount of Alipay account is sufficient. If it is overdue, a late fee of 0.5% will be charged every day.

On 20 1 811June12nd, the new function of AliPay App announced that the Bai Hua deferred repayment function would be fully opened on1June/February1day. To put it simply, the extension of the flower garden is equivalent to a simple transition, which can alleviate the repayment pressure of the pickpocket party to a certain extent.

Social value of ant flower bud

In the past year, the regulatory authorities encouraged consumer credit innovation four times, focusing on serving low-and middle-income people, releasing consumption potential and promoting consumption upgrading.

Many online consumers covered by ant flower buds are people that traditional financial institutions have not contacted. More than 60% of the users of ant flower buds have never used the financial services provided by traditional financial institutions before.

After using ant flower buds, the user's spending power has increased by about 10% compared with before, which has played a positive role in stimulating consumption. Ant flower buds have a more obvious stimulating effect on low-and middle-consumption groups. Driven by ant flower buds, the consumption power of people who spend less than 1000 yuan per month has increased by 50%.

Reference source? Baidu encyclopedia? Ants chant flowers.

Reference source? Baidu encyclopedia? borrow