4. The interest rate of1means that the annual interest rate is 4. 1%, that is, 4. 1% per year. The annual interest rate is 4. 1%, which can be regarded as loan interest rate or wealth management rate of return. If the loan interest rate is calculated, if the annual interest rate is 4. 1%, it is assumed that the loan is 1 ten thousand yuan and the loan term is one year. If the repayment is made with equal principal and interest, the monthly repayment will be 85 1.96 yuan, and the total interest will be 223.47 yuan. In terms of financial yield, the deposit is from 4. 1% to 1 10,000 yuan, with an annual yield of 4. 1%, a liquidation period of three months, and a three-month income of 102.5 yuan. The interest rates of major banks generally rise on the basis of the central bank's benchmark interest rate, and so does Shaanxi Credit Cooperatives Bank. Among them, the 3-year, 6-month and 1 year and 2-year interest rates rose by 30% on the basis of the benchmark interest rate. The three-month deposit rate is 2.73%, the half-year deposit rate is 2.99%, the one-year deposit rate is 3.25%, and the two-year deposit rate is 4.03%. The three-year deposit rate rises by 20% to 4.5%, and the five-year deposit rate is 5. 1%.

1. interest rate (Chinese name: _ residual; ノ: _ Awakening Tube School: _ ⒙ Still Brilliant: _ Interest rate) Interest rate refers to the ratio of the amount of interest to the amount of borrowed loan funds (principal) in a certain period of time. Interest rate refers to the ratio of the interest amount due in each period to the par value of the borrowed, deposited or borrowed amount (called the total principal). The total interest of the lent or borrowed amount depends on the total principal, interest rate, compound interest frequency and the length of time of lending, deposit or borrowing. Interest rate is a kind of cost that borrowers need to pay for borrowed funds, and it is also the return that lenders get by delaying their own consumption and lending to borrowers. The interest rate is usually calculated as a percentage of one-year interest and principal.

The annual interest rate protected by national laws is 24%. Although usury does not constitute a crime now, if the interest exceeding the legal standard of 24% and less than 36% is not protected by law, I suggest you borrow carefully. Generally speaking, it is better to borrow money from the bank. Generally speaking, when you go to a bank to apply for a loan, you only need the loan applicant to have a stable job income and a good personal credit report. The loan amount is generally between 6,543,800,000 and 500,000, and the longest loan period is 5 years. It is relatively simple for banks to issue loans about one working day after reviewing the data.