1. After entering my interface on mobile phone WeChat, find your wallet and click.
2, will jump to the relevant page of the wallet, click on the micro loan to borrow money.
3. When you are prompted on WeChat that you can get a loan, you only need to check Weizhong Bank's agreement to inquire about the credit record authorization agreement and loan-related agreement of the People's Bank of China and click Get the quota.
4. At this time, authentication is needed, and it is no problem to enter the payment password set by WeChat.
5. After the above steps are completed, the loan function of micro-credit will be enabled. You can click on the loan to select the amount, and be careful not to exceed the loanable amount.
Second, what is the mobile phone loan process? What materials do you need to provide for mobile phone loans?
If yes, part of the process can be completed by mobile phone. However, if the loan amount involved is relatively large, it needs to be handled at the counter. As a netizen, if a company says it needs to pay interest or commission to apply for a loan, it needs to pay more attention to avoid being cheated.
What is the process of mobile phone loan?
Mobile banking to apply for a loan also needs the following steps:
1. Basic information of the borrower and guarantor;
2, the financial department or accounting (audit) firm approved the financial report of the previous year;
3. The original situation has not been corrected;
4. List of collateral, proof that the person with disposition right agrees to collateral, and relevant proof that the guarantor agrees to guarantee intention.
5. Project proposal and feasibility report;
6. The bank thinks it is necessary.
What materials need to be provided
Other relevant materials to be provided for the use of mobile phone loans mainly include the following contents:
1, and the credit rating rating is evaluation;
2, loan investigation, credit cooperatives to investigate the legitimacy, safety and profitability of borrowers;
3, loan approval, credit cooperatives according to the loan management system of loan separation and grading approval, signed a contract, credit cooperatives and borrowers signed a loan contract;
4, loans, credit cooperatives according to
5. Post-loan inspection: the credit cooperative conducts follow-up investigation and inspection on the borrower's performance of the loan contract and operation;
6. Loan repayment. When the loan expires, the borrower repays it in full and on time.
To sum up, the above is the introduction of bank loan process and the materials needed for mobile phone loan. Through the introduction of the above content, everyone has a further understanding of mobile phone loans. Netizens can refer to the above contents and processes when they need mobile banking loans. But no matter what kind of loan, mobile banking also needs to go to the counter to apply for a loan.
Third, how to operate the mobile phone loan?
It is best to consult the bank for loans.
Loan processing flow:
1. The lender needs to fill in a written application form and prepare relevant materials.
2. The bank shall review the application materials of the lender to verify whether the situation is true.
3. After approval, the lender signs a loan contract with the bank.
4. When the bank lends money, the borrower performs the repayment as agreed.